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Staying safe while shopping online

It’s that time of year again!

Shopping online can remove so much of the stress involved in Christmas shopping. You do need to stay safe however. Here are a few tips for staying secure online.

 

  1. Share only basic data: at online checkouts only share the information that needed to complete the purchase. Be wary of giving your bank details away, or using payment tools that link to your bank account
  2. Stick to trusted websites: use retailers with good reputations. Look for a closed padlock symbol on your web browser’s address bar or a URL address that begins with ‘shttp’ or ‘https’ which means a website is secure and your data is encrypted.
  3. Beware of phishing scams: take care with emails asking for your details, even if they appear to come from your bank or service provider. If in doubt, call the real business first
  4. Use your card but don’t let the site store your details: the fewer sites that have your data on file, the better simply click the “don’t store my card details” option
  5. Keep software updated: ensure you have the latest operating system and install updates and patches for anti-spyware and anti-virus programs to ensure nobody can track your internet use or infect your device
  6. Beware public computers and public Wi-Fi: if you’re not using your own computer, always log out and close the browser when you’re finished. Free Wi-Fi is tempting but avoid giving personal or payment details over unsecured networks.
  7. Be cautious in responding to emails: never respond to suspicious emails or click on links inside questionable messages.
  8. Diligent downloading: Select the highest security setting possible on your browser to prevent unauthorised downloads. Only download from sites you know and trust to avoid stumbling onto spyware.
  9. Keep records: keep electronic receipts as backup. Should you get in difficulties, they will be useful. Review your bank and credit card statements to check unauthorised transactions

 

Oh and don’t forget to order in plenty of time. Happy Shopping!

 

Source: Telegraph Online

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